PAYING FOR IN-HOME CARE?
We serve Boca Raton, Delray, Boynton, and surrounding areas
Convenient and Flexible Options for Every Family
When considering in-home care for a loved one, cost is often a top concern. At Home Helpers® Home Care, we are proud to offer premium services at a fraction of the cost of assisted living facilities or nursing homes. Beyond affordability, in-home care empowers clients to maintain independence in the comfort and familiarity of their own homes—a place filled with cherished memories and personal touches.
Explore Flexible Payment Options
While many clients opt for self-pay, we offer several options to help reduce out-of-pocket expenses.
Methods to Pay for Private Pay Caregiving Services
When planning for private caregiving services, understanding your payment options is essential. Below are several methods to help fund these services:
1. Personal Funds
Savings: The most straightforward way to cover caregiving costs is by using personal savings.
Retirement Accounts: Funds from 401(k)s, IRAs, or pensions can be used to pay for care, though early withdrawals may incur penalties.
Home Equity: Selling a home, downsizing, or utilizing a reverse mortgage can unlock equity to finance care.
Reverse Mortgage: allows homeowners aged 62 or older (in most cases) to convert a portion of their home equity into cash while continuing to live in their home.
2. Other Financial Instruments
Home Equity Loans: Borrowing against your home’s value can provide additional funds.
Personal Loans: Securing a loan from a bank or credit union may help bridge financial gaps.
Long-Term Care Insurance: Many policies cover in-home care, personal care as well as skilled nursing.
3. Government Programs (Eligibility-Based)
Veterans Benefits: Certain veterans and their surviving spouses may qualify for financial assistance through programs like Aid and Attendance Pension benefits.
State and Local Programs: Some states offer assistance for long-term care, but these programs often have specific eligibility criteria and limited funding.
Each method has its advantages and considerations, and combining several options may help create a manageable financial plan for caregiving services. For guidance, consult a financial advisor or speak with your care provider about available resources.
Schedule For Your Free In-Home Care Assessment
At Home Helpers, we believe in personalized care tailored to each client’s unique needs. That’s why we offer a free In-Home Care Assessment. During this assessment, we will:
Learn more about your loved one’s specific needs and preferences.
Create a customized Care Plan designed for their well-being.
Match your loved one with the ideal Caregiver to provide compassionate and skilled support.
Assessments can be conducted in the comfort of your loved one’s home or over the phone. This is also an opportunity to meet our team and learn more about how we provide exceptional home care services.
Contact us today to schedule your free In-Home Care Assessment and take the first step toward enhancing your loved one’s quality of life.
561-570-2273
Steps to Care
Initial Call
After receiving your information, we’ll schedule a detailed call to gather more about your care needs, address any immediate concerns, and arrange an in-person meeting.In-Home Care Assessment
During this visit, we’ll answer all your questions, ask a few of our own, and create a personalized Cared-4℠ Customized Care Plan tailored to your loved one’s unique needs.Start of Care
On the first day of care, we’ll introduce you to the assigned caregiver, walk through the Care Plan, and ensure a smooth transition.Client Visits
Once care begins, we’ll check in periodically to assess how things are going and make adjustments to the Care Plan as needed.
(561) 570-2273 | (561) 570- CARE
ContactUs@HomeHelpersBoca.com
Boca Raton, FL 33487
© 2024. All rights reserved.
License # 299996263
Each office is an independently owned and operated franchise. Personal care services provided as permitted by state law. Services may vary at each individual office location. Check with your local office for available services. All services are provided without regard to religion, race, color, national origin, gender, sexual orientation or preference, veteran status, or any other protected status.
ContactUs@HomeHelpersHomeCare.com
https://homehelpershomecare.com/boca-raton